A Recent survey released by Ipsos global research firm and conducted on behalf of ING polled American responses regarding events that would have an extremely negative impact on a family's financial security and longevity. The survey revealed that out of 15 different scenarios the two that topped the list were "fraud or identity theft resulting in your loss of savings or assets", and "your death or the death of a spouse or partner".
Determine which type of insurance will best accomplish your protection needs, term, whole life or universal life
Determine the financial strength of The insurance companies
Determine which Company has the most competitive rates for your age and health
Determine which Carrier will accept your current or past health history,driving history, or other impairment if any