In Foreclosure?
Have you fallen behind on your mortgage payments 90-120+ days?
Have you attempted to contact your lender to make payment arrangement or a loan modification?
Have you recently lost a job, been injured, or disabled?
Are you under constant stress worrying about losing your home and destroying your credit?
If you have experienced a hardship, loss of a job, loss of family member, health issues whatever the reason, the best recommendation is to get focused and act quickly!
Do not bury your head in the sand hoping this unfortunate situation will go away and wait until it is too late. The longer you wait the less options may be available to you. If your home is sold at an auction sale you will lose any equity you may have and, worse you may still be liable for any additional unpaid liens such a second mortgages.
Your Solution's
1) Hard Equity Solution
If your home qualifies with sufficient equity, Trinity 1 Financial Group. May be able to provide a new mortgage, with a fixed payment. Your job situation, credit score and income do not matter. Cash out for reserves is allowable. We can even help you obtain an auction sale date extension. With a fresh start, most people can bounce back from foreclosure and qualify for low market rates in as little as 12-24 months.
2) Mortgage Counselor Loan Modification
Contact your lender first to see what options they offer.
All counselors affiliated with the HOPE NOW Alliance are HUD certified and services are free. http://www.hopenow.com/
*If you do not have equity we recommend you call (Hope Now at 1-888-995-HOPE ) to seek counseling with a local housing counselor and seek a workout or mortgage modification for your mortgage.
4) Short Sale Option
As a last resort you can usually have a 3rd party such as a realtor or investor negotiate to purchase your home from the lender for less than the balance due. Do not wait take the proper steps immediately to save your home today!
Call us today at 1-866-684-7868 Our loan approval hotline is available 24 hours a day for messages and we will return your call within 24 hours.
Free No-obligation-review service